No Guns for Negroes

Submitted by Bill St. Clair on Thu, 28 May 2009 10:58:22 GMT  <== RKBA ==> 

JPFO has a new film, which shows the rascist roots of gun control. Available for download, or streaming in a few different formats, or as a DVD, with a one-year JPFO membership. YouTube versions embedded below. [jpfo]

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Redlining in housing loans was a Govt idea

Submitted by Andrew_M_Garland on Fri, 29 May 2009 03:30:37 GMT

Speculators, Politicians and Financial Disasters

How Washington created a financial panic in 1836 and 2008.

11/10/08 - from Commentary by John Steele Gordon

Here is another hated policy created by a racist government.

In 1934 the government created "red lining" as a quick, bureaucratic way to assess risk. Always look to the government for intelligent, nuanced decisions.

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But historically there was also a class, made up mostly of American blacks, for whom home ownership was out of reach. Although simple racial prejudice had long been a factor here, it was, ironically, the New Deal that institutionalized discrimination against blacks seeking mortgages. In 1935 the Federal Housing Administration, established in 1934 to insure home mortgages, asked the Home Owner's Loan Corp.--another New Deal agency, this one created to help prevent foreclosures--to draw up maps of residential areas according to the risk of lending in them. Affluent suburbs were outlined in blue, less desirable areas in yellow, and the least desirable in red.

The FHA used the maps to decide whether or not to insure a mortgage, which in turn caused banks to avoid the redlined neighborhoods. These tended to be in the inner city and to comprise largely black populations. As most blacks at this time were unable to buy in white neighborhoods, the effect of redlining was largely to exclude even affluent blacks from the mortgage market.
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