I switched to Geico

Submitted by Bill St. Clair on Fri, 01 Aug 2008 03:20:33 GMT  <== Personal ==> 

My son just got his driver's license, and we're planning on him driving himself the 25 miles to school and back starting in September. Time to add him to the insurance. Well, insuring a young male is expensive. And when we add a third car in a couple of months, it gets even more expensive, with everybody we looked at but Geico. The others charge extra because the young male becomes a "primary driver". Because he's taken a driving course, and has good grades, Geico considers him a low risk. They give us a third car discount. $800 to $1000 twice a year for the third car from the other guys. More like $400 for Geico. Of course it won't mean anything if they don't handle our claims with a minimum of fuss, or jack up our rates if we file one. We'll see how it turns out.

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Submitted by Kent McManigal on Fri, 01 Aug 2008 22:20:15 GMT

You realize Geico stands for "Government Employee Insurance Company", right? I used them once and when I found a better deal, I tried to cancel and they wanted signed letters sent explaining why was cancelling. Well, that was ridiculous to me, so I just stopped paying. They turned me over to a collection agency because I wasn't paying them, even though I had tried to cancel and had gotten insurance with someone else. I finally told the collection agency they should check out the companies they work with more closely, since I was being harassed for nothing. Geico's excuse for not cancelling when I told them to was that they had to be sure I had coverage with another company before they could drop me. Yeah, right!

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